Top 10 Small Business Loan and Grants Application:-

The government allocates billions of dollars as small business startup grants and loans for up-and-coming entrepreneurs. Since they come in numerous categories, you can certainly find one that will accommodate your business. You can check the Catalog of Federal Domestic Assistance, identify the organizations offering specific business grants here, and evaluate how your qualifications can meet their criteria. Find out personal business loans which of the following categories can your small business belong: Free government grants for small business Apply Today!!

Small Business Startup Grants

There are some Government grants that are available for EXPANSION OF businesses (but not to establish a new business). When a government agency makes funds available for a grant, it places an announcement in the Federal Register which is issued every weekday.

For the major part, these grants are very specialized. Moreover, many Government grants are not available through the year. That is, you can't apply for most of them at any time you wish -- in practical, you can apply for them only when they are announced by a Government agency.

GRANT is not exactly a loan, Attempting to get funds through a orthodox financial institution can be very lengthy and requires loads of paperwork, only to find out that you've been refused. These Government Agencies don't have to work under the same abovesaid requirements that banks do. You work on how much funds you require, as long as it's a legible amount and complies with Government Agencies basis, the fund is yours to keep and you don't have to repay it. This money is interest free and non taxable .None of these plans need a collateral ,co-signers , credit check, security deposits , you can apply even if you have a bad credit or bankruptcy , it doesn't matter, you as a U.S. citizen and tax payer are entitled to these funds.
Anyone planning about going into business for himself, or wishing to enlarge an existing business should head for the world's largest "one-stop-money-hub" where FREE MONEY is being held for you to begin or expand a business by the Federal Government.

It is absolutely amazing that people living right in the United States of America wouldn't know that every year the world's biggest source of free business aids in delivering.

While there are still no direct small business grants that can be borrowed from the federal government, many state development agencies offer direct small business grants and other types of financial assistance designed to encourage and help businessmen in starting or expanding a small business

Over $29 trillion dollars in low-interest loans and free grants;
over one-third billion dollars in obtaining of contracts; and
Around $32 billion dollars in research grants FREE consulting.
With a market that remains unpredictable, and a requirement for even greater economic growth on all aspects, the federal government is more interested than it ever has been earlier to give you the money you need to establish your own business and become your own boss!

Majority of people never try for FREE government GRANTS since they feel it is not meant for them, or simply don't know who to contact or feel there's too much red-tapism.
In spite of the perception that people should not trust the government for aid, the great government give-away programmes have remained so amazingly big that if each of the approximately 9 million businesses applied for an equal share, each would receive over $69,000.

The fact is, however, that people from all aspects of life do receive GRANTS MONEY free and other help from the government, and you are entitled to it.

Saturday, 2 June 2012

Small Business Loans and Grants in Australia-Free Start-Up Grants From Government

Small Business Loans and Grants in Australia-Free Start-Up Grants From Government
According to the Australian Business Initiative, small business grants are available from the government, the state, territory and your local council. There are only a handful of grants available for starting up your business. More common are grants to expand you business or those relating to innovation, research, development and the like. As one would expect, numerous loans are available through traditional lending organizations. The Australian government also has small business loans to explore.
Australian Government Funding Centre
According to the Australian Government Funding Centre, there are hundreds of grants available for small business in Australia. Using this same organization's grant "wizard," you can get a very good idea of grants that may be open to you in a few clicks. For example, input "business" and you learn there are 39 Federal and 57 State grants available. With a few extra details (a small business in New South Wales providing local services, under 15 employees and family-flexible hours for employees) and you learn you could be eligible for up to a quarter of a million dollars of Proof of Concept grants (for a product) and up to AU$15,000 for other types of small business. The kind of grant, the amount of funding available and eligibility all depends on which state you live in and on the nature of the business.
Australian Government Initiative -- Business
The Australian Government has a website dedicated to business initiatives. Part of this site is a huge database of grants of all kinds from all areas of this massive country. Grants for arts-based businesses, automotive, manufacturing, bio-business, education...the list is incredibly long, with close to 160 grants just at the starting point of your search. Again, using this database and successfully finding a grant that is available to you will depend on where you live and the nature of the business. However, the database is very informative and easy to use.
Small Business Loans
Loans for small business are also abundant in Australia. Small business loans vary by region, category and institution. It is even possible to find loans for special groups, such as for women or young entrepreneurs. The Australian government also offers small business loans--often guaranteed, low interest and sometimes even "no-interest." The resources above have information on these. As to more traditional lenders, according to Nine MSN Money's section on small business loans, interest rates range from 7.74% to 9.24% for variable interest loans and 8.64% to 9.58% for a five-year fixed loan of AU$100,000. Infochoice has a handy tool for comparing 12 Australian banks and 15 different small business loan options. You can compare loans from all states for one to five years. This tool compares minimum and maximum loan amounts, interest rates, fees and more.

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