Top 10 Small Business Loan and Grants Application:-

The government allocates billions of dollars as small business startup grants and loans for up-and-coming entrepreneurs. Since they come in numerous categories, you can certainly find one that will accommodate your business. You can check the Catalog of Federal Domestic Assistance, identify the organizations offering specific business grants here, and evaluate how your qualifications can meet their criteria. Find out personal business loans which of the following categories can your small business belong: Free government grants for small business Apply Today!!

Small Business Startup Grants

There are some Government grants that are available for EXPANSION OF businesses (but not to establish a new business). When a government agency makes funds available for a grant, it places an announcement in the Federal Register which is issued every weekday.

For the major part, these grants are very specialized. Moreover, many Government grants are not available through the year. That is, you can't apply for most of them at any time you wish -- in practical, you can apply for them only when they are announced by a Government agency.

GRANT is not exactly a loan, Attempting to get funds through a orthodox financial institution can be very lengthy and requires loads of paperwork, only to find out that you've been refused. These Government Agencies don't have to work under the same abovesaid requirements that banks do. You work on how much funds you require, as long as it's a legible amount and complies with Government Agencies basis, the fund is yours to keep and you don't have to repay it. This money is interest free and non taxable .None of these plans need a collateral ,co-signers , credit check, security deposits , you can apply even if you have a bad credit or bankruptcy , it doesn't matter, you as a U.S. citizen and tax payer are entitled to these funds.
Anyone planning about going into business for himself, or wishing to enlarge an existing business should head for the world's largest "one-stop-money-hub" where FREE MONEY is being held for you to begin or expand a business by the Federal Government.

It is absolutely amazing that people living right in the United States of America wouldn't know that every year the world's biggest source of free business aids in delivering.

While there are still no direct small business grants that can be borrowed from the federal government, many state development agencies offer direct small business grants and other types of financial assistance designed to encourage and help businessmen in starting or expanding a small business
SOME FACTS:

Over $29 trillion dollars in low-interest loans and free grants;
over one-third billion dollars in obtaining of contracts; and
Around $32 billion dollars in research grants FREE consulting.
With a market that remains unpredictable, and a requirement for even greater economic growth on all aspects, the federal government is more interested than it ever has been earlier to give you the money you need to establish your own business and become your own boss!

Majority of people never try for FREE government GRANTS since they feel it is not meant for them, or simply don't know who to contact or feel there's too much red-tapism.
In spite of the perception that people should not trust the government for aid, the great government give-away programmes have remained so amazingly big that if each of the approximately 9 million businesses applied for an equal share, each would receive over $69,000.

The fact is, however, that people from all aspects of life do receive GRANTS MONEY free and other help from the government, and you are entitled to it.

Monday, 3 September 2012

How to Start a Water Damage Restoration Company

How to Start a Water Damage Restoration Company
Water damage is a common sight for the eyes, due to the various exogenous and indigenous causes of damage. Various companies offer reprieve to the victims, but the best in the water damage restoration business provide several facilities in addition to the restoration, this makes them the leaders of the small industry. Every big journey begins with a small step, before you make plans to dominate the water damage restoration industry, you should have a good start!
Starting a Water Damage Restoration Business
The first thing that you should decide is, whether you want to start from scratch, or you want to buyout an existing company. The later case will give you a few advantages, but it will probably cost you more. If you are sure of creating a brand new franchise, then you should consider the following points:
Idea Evaluation
It is very important to make sure that your decision to start your own company is right. Business idea evaluation is the best way to do so. There are several evaluation tools available online, you can use one or more of them to assess your idea.
Good Research
If the evaluation gives you a positive result, you should research and identify your competitors. Take a note of all the services that they provide, and their respective charges. If you feel that there is no room for you in your desired area of operation, then you should probably consider targeting another locality.
Striking Name
This is something that will have a indirect influence on the big growth of your small company. The name of your company should be peachy, it should catch the attention of any probable clients, and should be easy to remember, so that the existing clients do not take time to recall it.
Office Location
If your office is located in your prime target area, it would be a great advantage, as it will increase your response time considerably. If you feel that renting an office space would be an unnecessary expenditure, you can always operate from your home, but see that you have enough space for equipment storage.
Right Equipment
Before you buy the equipment, it is essential to zero in on the services that you wish to provide to your customers. Once the services are finalized, then you should select the appropriate equipment for the respective services. Generally, you will need dehumidifiers, air scrubbers, air movers, etc.
Service Van
You need a vehicle to reach the customers. This vehicle should be big enough to accommodate all necessary equipment. It should have the name and contact number of your company, so that it can serve as a medium of advertisement.
Competitive Charges
You know what are the services offered by your competitors, you can always give them a fight by competitive pricing of your service. The best way to attract customers in the initial stages of your business is to charge less than the market price.
Effective Marketing
Your advertising should go beyond your service van. Implement the right marketing strategies to garner the attention of people. Your business will flourish only if you promote it well. You can always use the newspapers, and the Internet to market your services.
The success of any company depends on the customer satisfaction, so strive hard to meet the needs of your customers. Pleasing your customers will surely lead to viva voce advertising, which will benefit your enterprise. In addition to good quality of service, your response time (for flood water damage restoration, quick response is more important than quality) to customer calls is also crucial in deciding your reputation in the business.
I recommend you to follow the IICRC (Institute of Inspection, Cleaning and Restoration Certification) S500 standards. Your services can also comply to the RIA (Restoration Industry Association) standards. Once you have the right start, your focus and determination will drive you forward. All the best!







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Wednesday, 22 August 2012

Grants For Minority Women Wanting to Start a Small Business

Grants For Minority Women Wanting to Start a Small Business
Launching a small business can be challenging for anyone in any circumstance. For minority women, it can be even more difficult to get the support and financing it takes to become a success. Luckily, a number of government agencies--state and federal--recognize this, and have created grants and assistance programs available to women and minorities. Although grants aren't necessarily quick and easy to obtain, they can be very helpful to those who are persistent enough to go through the application process.
Minority Business Development Agency
The U.S. Department of Commerce tries to make it easy for women and minorities to access small business grants and assistance. The department's Minority Business Development Agency offers help in a number of ways, including giving grants. 
But even before getting to grant applications, the agency offers business development specialists who will help you develop business plans, write grant proposals, connect you to grants appropriate to your business, help you locate and secure other forms of financing as necessary, and assist you in finding business opportunities offered by the government as well as certain private businesses. You can find these comprehensive services in 40 offices nationwide or by contacting the agency by phone or through the website.
Environmental Protection Agency Grants
An agency that focuses on cleaning up and preventing environmental disasters may not be the obvious choice for minority women to get help building their businesses. However, the EPA allocated special grants for minority and women owned businesses in the fields of construction, equipment, services and supplies. A U.S. Supreme Court decision and presidential order caused the agency to change how they did business to start including more minority suppliers and contractors.
However, because the requirements to be an EPA contractor can require significant capital, the agency gives grants to help minority small businesses meet the standards to work with the EPA. The EPA's Office of Small Disadvantaged Business Utilization administers the grant program.
Small Business Administration
The federal Small Business Administration claims to give more grants to minority businesses than any other source. As its name suggests, the agency is tasked with supporting the development of small business in America. It backs loans for qualifying small business and earmarks grants specifically for minority businesses. The SBA even has an online database of their grants as well as states that offer similar grants.









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Source - http://smallbusiness.chron.com/grants-minority-women-wanting-start-small-business-2227.html
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Tuesday, 14 August 2012

Funding Options For Start Up Companies-Free Grants For Small Business

Funding Options For Start Up Companies-Free Grants For Small Business
Many starting out in business don't realize that that there are more than 20 funding sources available to get the money needed to fund a business vision, idea or project. The sources are broken down into two main groups, Bootstrapping and Equity Financing.
Bootstrapping is when you the Entrepreneur decide to go it alone using on the ground resources from personal savings to second mortgages. Equity Financing is when you the Entrepreneur decide to give up a percentage of the ownership of your company in exchange for needed capital.
Bootstrapping Early Sources:
1. Founders' Capital
2. Savings
3. Credit Cards
4. Second Mortgage
5. Venture Leasing
6. Sales Revenue
Bootstrapping Later Sources
1. Lines of Credit
2. SBA Loans
3. Asset Backed Lending / Accounts Receivable Factoring, etc
4. Corporate Strategic Partnerships
5. Banks that Lend To Start-Ups
6. Government Grants (e.g SBIR, DARPA)
7. Company Earnings
Under Equity Financing, depending on the source one may have to give up 25%-75% ownership of the company. This is usually depending on the nature of the deal and what can be negotiated. Under Equity Financing you must also be aware that there are Early and Later Stage Sources.
Equity Financing Early Sources
1. All Bootstrapping Early Sources
2. Friends & Family
3. Angels
4. Angel Groups
5. Early Stage Venture Capital Firms
Equity Financing Later Sources
1. All Bootstrapping Sources
2. Venture Capital Firms
3. Corporate Venture Funds
4. Private Equity Firms
5. Private Placement Firms
6. Mezzanine Financing Firms
7. Investment Banks
8. Public Markets
In order to make a sound financial decision make sure your Business Plan is strong and paints an accurate picture of your business idea or project. Proformas and Valuation of the business must be honest and realistic. Angel investors and Venture Capitalist are only going to back ideas and companies that are going to surrender the safest and strongest (ROI) return on their investment.
Want to learn THE SCIENCE OF MAKING MONEY and how to get Millions of Dollars in Angel Investor & Venture Capital Business Funding for all stages of Funding from a real Financier. Download the brand new free guide here: "Million Dollar Angel Investor & Venture Capital Funding Guide"
DH Roberts teaches a powerful, highly advanced system of making money and getting and using millions in business funding online and offline. An in demand Speaker, Angel Investor and Venture Capitalist he specializes in Funding early stage companies.










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